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Haley Fields
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95 Phillip Street, Bay Saint Louis, MS 39520

$1,099,000
  • 95 Phillip Street, Bay Saint Louis, MS 39520 Main Photo

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Active
BEDS6 BATHS4 full 2 partial SQUARE FEET3,000 MLS#4125580
STATUSActive PROPERTY TYPEMulti Unit - Multiple SUBDIVISIONMetes And Bounds

Property Description

Discover this beautifully maintained duplex built in 2021, offering a perfect blend of modern comfort, coastal charm, and income potential. Each unit features 3 spacious bedrooms and 2.5 bathrooms, making it ideal for full-time living, short-term rentals, or a combination of both.Located in a golf cart-friendly community just minutes from downtown Bay St. Louis and the beach, this property is ideally situated for enjoying the best of coastal living. Whether you're strolling to local shops and restaurants or cruising the shoreline, convenience is at your doorstep.Both units offer stylish interiors with stainless steel appliances, open-concept living areas, and abundant natural light. Step outside to enjoy front and back balconies, including a 2nd-story balcony perfect for soaking in the tranquil water views.Additional features of the property include:Unit A will be sold fully furnished, Unit B most furniture will be included in the sale, Unit B is equipped with a cargo lift for added accessibility, Covered golf cart storage under the home, Fenced yard - great for pets or added privacy, Proven successful short-term rental history, Option to live in one unit and rent the other for added income.Whether you're looking for a savvy investment, a vacation retreat, or a full-time residence with rental income potential, this turn-key duplex checks every box. Don't miss this opportunity to own a piece of paradise in beautiful Bay St. Louis!

95 Phillip Street | MLS# 4125580

This multi-family property located at 95 Phillip Street, Bay Saint Louis, MS 39520 is currently listed for sale with an asking price of $1,099,000. Search Bay Saint Louis real estate on haley.localagencyrealty.com today.

Property Features

Property Type: Multi Unit - Multiple
Garage: 1
Lot Size: 0.13 Acres
Roof Type: Metal
Stories: 2.0
Taxes: $3,313
Year Built: 2021

Feature Descriptions

Appliances: Range
Days on Site: 195
Lot: Level, Near Golf Course, City Lot, Views, Near Beach
Lot Dimensions: 76 x 79 x 76 x 79
Parcel#: 149c-0-20-090.001
Patio/Porch: Covered, Rear Porch, Front Porch
Sewer: Public Sewer
Units: 2
Water: Public

Listed By / Shown By

Listed By

Agency Name: Navigator Real Estate, LLC.

Shown By

Agent Name: Haley Fields
Agent Phone: (662) 552-2556
Agency Title: Local Agency Realty Group

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Estimated Payment

$ 6,848.41 per month $6,251.78 Principal & Interest $276.08 Property Tax $320.54 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 03/27/2026. The listing information on this page last changed on 03/27/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 03/27/2026 12:00:00 AM EST) or MAAR MLS (last updated Thu 03/26/2026 11:58:08 PM EST) or MLS United (last updated Thu 03/26/2026 11:56:24 PM EST). Real estate listings held by brokerage firms other than Local Agency Realty Group may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
Information is deemed to be reliable but not guaranteed.© 2026 MLS United, LLC.

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